Solicitor’s Certificate and Independent Legal Advice

Mortgage Guarantee, Loans, Independent Legal Advice.

In order to be approved for a loan from a bank or a financial institution, you may be required to obtain a Solicitor’s Certificate to certify that you have obtained legal advice and understand the documents that you are signing and that you haven’t been pressured or misled into signing.

For loans and mortgages, you or someone you know might need to sign a personal guarantee, guaranteeing that the obligations of the borrower will be met. The banks and finance companies will not only require you to sign the guarantees but to ensure that a lawyer has explained the nature of the documents to you, to the lawyer’s satisfaction. Whilst this might be a requirement for loan approval, the benefit of signing  a guarantee is often avoiding paying mortgage insurance. It is of course always good advice to know exactly what you are signing!

Service areas (+ mobile service)

For metropolitan Melbourne clients, we can organise for a lawyer to come to you at your home or office. We otherwise provide independent legal advice to clients of banks, brokers and lenders around our offices in Glen Waverley and South Melbourne.


For most cases, the certificate can be provided (including the consultation) for a low fixed fee of $450 inclusive of GST.

Call now on (03) 8812 7032 to speak with a lawyer and get a certificate soon.